It is hard to imagine any business not having insurance cover for employers or public liability, fire and theft – and the overwhelming majority of them do. But what about protection in the event of a key person dying or suffering a serious illness?
Here is a true story of a client who worked for a small technology company. The company had four key employees driving the business forward. The technical director, Stuart, who was a personal client, was a talented member of the senior management team. Unfortunately, a tragic accident killed my client, leaving a fianc